In New York City, a man gets divorced from his wife. Getting divorced opens up a world of male companionship to him: he meets lots of men and bonds over the trials of marriage with them. One figure in particular, Arty, sticks out to him. Years after his divorce and remarriage, the man runs into Arty. They go to a bar and Arty tells him a story.
Arty speaks about his children’s former Trinidadian nanny, Gladys. Gladys, a sweet woman, asked Arty for a loan to pay off the staggering hospital bills incurred by her sick husband, Roy. After Roy died, Gladys kept reaching out to Arty for money. She needed help paying her rent when she moved back to Trinidad, as well as for paying for her plane tickets to come back to the US for medical services, among countless other things. For years, Arty had been helping her. He’d been the only one–he tried reaching out to other families Gladys had worked for, and none were willing to contribute. Arty figures he had decades left of this because Gladys was healthy. Despite his lack of money, he’s happy to do it, but he’s worried because Gladys doesn’t have loved ones to take care of her.
The man listens to this story until he gets restless and leaves the bar. On the way home, he thinks about his missing wallet and his fancy Swedish coat. He gets home, eats pho with his wife, and proclaims that his wallet will make its way back to him.