When a group of adults get stranded in the middle of nowhere, they seek shelter from the rain in a secluded cabin, only to be cast into a horror show created by a child's imagination.

After getting hired by a family in the New England suburbs, a young nanny tells the children scary folktales. When the boy begins to have night terrors and the boy's father falls gravely ill, she suspects that it is more than mere ghost stories that haunt the family.